6 Months No Interest Plan
12 Months No Interest Plan
No Interest for 6 or 12 months (Interest Free) or Deferred Monthly Interest, formerly known as Same As Cash (SAC)
FOW is proud to offer the 6 or 12 Months No Interest (Deferred Monthly Interest/Same As Cash) furniture financing plans through Synchrony Financial.
* $ 300 minimum purchase is required to qualify for 6 month finance offer.
* $ 1,000 minimum purchase is required to qualify for 12 month finance offer.
- The promotional period starts when you receive your product(s).
- Minimum payments (3.75% of the total purchase price or $25, whichever is greater) will be due during the promotional period.
- Interest accrues during the promotional period.
- Each month Synchrony Financial will mail you your monthly billing statement which will show the remaining balance.
- If you pay the purchase price in full by the end of the promotional period, all of the accrued interest will be waived and no finance charges will be assessed on the purchase.
- If you do not pay the purchase price during the promotional period, all of the accrued interest will be assessed and posted to your account immediately following the end of the promotional period.
- Interest is calculated based on the original purchase price (regardless of any payment made) at a standard rate APR of 29.99%.
- For additional information, review your cardholder agreement or call Synchrony Financial 1.866.396.8254 Monday to Friday - 7:30am to Midnight EST and Saturday - 10:00am to 7:00pm.
Synchrony Financial will mail you your monthly billing statement which will show the new balance, your current credit limit, and other important information.
How to apply (2 easy ways)
- Visit us in person to apply in the store. We are located in Lyndhurst, New Jersey, minutes from New York City.
- Call Synchrony Financial 1-866-423-3796 Monday to Friday - 7:30am to Midnight EST and Saturday - 10:00am to 7:00pm to apply over the phone.
Once you're approved for an FOW credit account please visit us in person to place your order.
You can not place your order online or over the phone using your FOW Credit.
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